I have been banking with Capital One for the last 6 years and absolutely love it!

Who you choose to bank with is extremely important to your financial health. If you are getting bombarded with fees for every little mistake or even every transaction you need to make the switch to better banking. 

I have never paid a single fee while banking with capital one, plus I can pull money from ATMs around the city for free. 

Other major benefits include:

1. No overdraft fees 
2. No monthly bank fees 
3. Up to 25 Free Savings Accounts 
4. Easy Automated Savings 
5. Zelle to send money to any and everyone
6. An amazing and easy to use App 
7. Great customer service 

I will be updating this post frequently with the different ways I use Capital One to level up my money:

• How to set up Smart Funds ( Sink Funds) 

 

How to set up Sink Funds with Capital One 360:

1. Login to your Capital One 360 account and click Account Services and Settings  in the right hand corner of your checking account. 

 

 

2. Under Settings & Help click “Open a New Account” 

 

  

 

3. Click the green apply now button next to 360 Performance Savings 

 

 

 

4. Fill out your personal info 

 

 

 

5. Then add funds to the account or add funds later (within 60 days) 

 

 

 

6 . Open your account

 

Now automate your sink fund savings. This makes savings 10x’s easier!

 

1. Go to your new savings account and click Automatic Savings Plan.

 

 

2. Set up the Automatic Savings Plan

1. Place the amount your want to save for every paycheck or every month into the Amount form field
2. Choose the accounts you want to pull and receive from
3. Set up the frequency
4. Set the start date

 

3. Confirm your account information by clicking create Automatic Savings Plan.

BOOM! You just set up your first of many sink funds!

I hope these tutorials help you level up your money! 

 

-ReEducated Rizzy

 

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Are you excited to give Capital One a try? What tutorial do you want to see next?  Tell me in the comments below!